Data Grab: GM Selling Insurance Based on Vehicle-Driver Data

GM Onstar is getting into vehicle insurance underwriting.
GM knows from years of previous under writing that big challenge is to know the driver habits of the policy holder.
So is leveraging data generated by cars to re-establish its auto-insurance business.
This will provide rating data for car-insurance based remote tracking of drivers’ behavior.
So can set rates based on data that other competitors do not have.
GM or Onstar then uses this driver behavior data to set lower insurance rates.

California “Baggage” Isn’t Carried by Entrepreneur on One Way Texas Trip

No longer– California Here I Come. Rather many long time residents of the State of California & their companies are moving out of state.
VC and mid sized companies are moving to places considered to not have California constraints.
Texas deemed to provide new & better opportunities without the problems & “baggage” California seems to have.
An Op Ed in the WSJ prompts this digestion & discussion of California issues that is worthy of action by the state government.

Hacked Again & Have Only Half Cyber Cops Needed

Cyber threats & attacks have alarmed system & corporate management nationally.
Major cybersecurity hubs are & have been set up to deal wth cyberthreats.
More Leadership & investment needed to protect against unauthorized access to data centers & systems.
Obstacles that are slowing action– regulations, budget growth & corporate boards.
Business & security leaders being urgently challenged to change approach.
Cybersecurity and risk aversion have become a major business decision for Corporate America

Remote Work, AI Robots, & VR to Rule

An AI Robot might be able to do your job but you can be in control.
The Work Robot will still be controlled by skilled humanoids who trained the learned robots.
Combined impact of COVID 19, Robotics, knowledge workers at home, & telepresence to change how work is done,
Telepresence will enable service sectors jobs to be transitioned to trained AI Robots using new technology

Smart Cities Mobilizing Vehicle Road Dynamics Insight to Gain Real Time View of Traffic Planning & Road Maintenance; AV’s May Reduce Volume, Increase Flow.

We have got to know the surface conditions and traffic volume on city streets.
There is an obvious if not overwhelming need to monitor street & road condition and maintenance needs
Ultimately, good road surface can increase traffic flow in cities.
Road evaluation & Process can provide technology & process now available.
Surface DNA from Tactile Mobility looks for characteristics of a road or street.
Such as roadway grades, banking, curvature, & mapping of hazards (potholes)
From this data and analysis cities can begin to solve the present traffic congestion & loss of productivity

Fuels of Color: Green Hydrogen Seeks to be Primary Industrial Fuel Source; Challenged to Show Fuel From Water & Renewable Energy as Carbon Clean.

What Color is Your Hydrogen Fuel?
Green hydrogen advocates say is a clean strategic fuel for everyone.
Produced from zero-carbon energy resources.
Just as fuels from solar, wind, hydro power, biomass, biogas or municipal waste.
Not all are believers. Some challenge Hydro Power is worse than fossil fuel because of water storage.
Vast majority of industrial hydrogen is currently produced from natural gas.
Producing hydrogen also referred to as brown or grey or even blue hydrogen.

New LA Firefighter Robot Gaining Traction by Entering Burning Buildings & the Halls of Civic Government; Goes Where Humans Can’t to Deliver Water & Foam.

Fighting building fires is dangerous for fire fighters, Need ability to fight fire from inside out.
To do this fire fighters need all the tools, resources, technology, and equipment possible.
Entering burning building is very dangerous & threatens lives of fire fighters daily.
A Solution in the making– Robotic Systems developed an inferno buster for Urban Search & Rescue Division.
Mini robot can deliver a powerful flow of water and foam from inside burning building .
and prevent possible injury to fire fighters & damage from hazardous materials

Car Deaths in the Dark: ESS Proposing New Technology in Vehicle Hazard Lighting to NHTSA & Auto Makers; Signals Automatic Warning of Night Time Crash Ahead.

A stalled vehicle on the highway in the dark and its raining. Could mean danger & a deadly crash. It has.
Need for new technology to prevent deaths & injuries from night time crashes.
Company has come up with System that automatically signals a crash ahead.
ESS has sent lighting proposal to NHTSA & Auto Makers to use high intensity hazard lamps in vehicles.
NHTSA reviewing & evaluating request to add more enhanced hazard lighting system.

Your New Boss Just Got Hired; His Name is Mr. App & Lives in a Black Box. Thinks Transparency is Bad Idea. Algorithms Going to Run the Place? Watch yourself?

Apps seek to take over the process, procedures, & monitoring of driver deliveries.
An app can control where and when delivers are made.
Apps are telling delivery people to go against traffic to deliver on time.|
Such algorithmic management is being pioneered by Uber.
Seeks to efficiently manage its distributed driver workforce.
However, vigorous driver protests against a new “black-box algorithm” pay structure & delivery process are being made.

Substitute Food Startup Not Chicken About Eating Up Capital & New Plant Based System Macro-nutrient Base of Hi Protein, Low Carb & Fat;

Chickens are about to be pardoned. The Colonel should take note.
Plant based foods are out to replace chicken in people’s diet by capturing the flavor & taste of chicken without the chicken.
Products that taste like real chicken are sold at Sprouts, Gelsons, Bristol Farms, & Fresh Thyme.
Daring Foods raised $8M to fund the importing of a plant based protein a manufactured in Europe.
Objective is to substitute plant based food for chickens.

At Last –An AI & Machine Learning System to Give Drivers, Fleet Managers, & Repair Facilities Complete Feedback on Vehicle Condition.

New system could make fleet managers job a lot easier. Massive data now available.
AI & ML System fills need for continuous data transfer between vehicles & the cloud.
Meets challenge of predicting & anticipating automotive part failures.
Machine learning manages, analyzes, & utilizes vehicle data.System powers applications such as predictive maintenance, driver personalization.
System seeks to provide complete vehicle management system.Monitors driving behavior & tracks vehicle condition.

It’s a National Emergency!: U.S. Seeks to Break China Dominance of Production of Rare Earth Metals Essential to EVs, Cell Phones, & Wind Tunnels

U.S. Declares a National Emergency about China’s dominance of the Rare Earth minerals mining & production.
China controls & dominates rare earth metal market & production.
Has stranglehold on the mining of minerals essential to modern technology
including batteries in EVs, cell phones, and wind tunnels.
Will Take years for U.S. & World to catch up. Some say “Wait a Minute”

Software Giant Oracle May Have Fallen Asleep; Gets Wake Up Call; Tiktok & White House Smooze Provide Reset Op to Take on Amazon AWS & More Cloud

An oracle has been defined as message given in earnest, typically one that is ambiguous or obscure.
Larry Ellison’s influence & market share in database management is now in doubt & indefinite.
The possibility of Tiktok for Oracle cloud may wake up Ellison & Silicon Valley.
Oracle has fallen behind, now seeks to reinvent and rebrand.
Triggers a rise of specialized digital repositories on Open Source software.

Report Sez Only Half of Companies Are Using Agile Planning; Process & Application Challenge Compounded by COVID & Disrupted Business Planning

It’s a sprint. Agile planning is a series of business planning sprints.
Essentially a project planning method that estimates work using self-contained work units.
Units are called iterations or sprints for periods of 1-3 weeks;
Team focuses on a small set of work items and aim to complete them.
Agile planning defines which items are done in each sprint such as COVID disruption of business practices.
Could provide time and resource to be agile, if not a a requirement.

Have the U.S. Tech Companies Let America Down? Where’s the Innovation & Global Leadership? Dropped the ball? Techs Seem to Focus on Making Money, Audience Size, & Not the Future .

U.S. Tech Companies are allowing China is gain Tech advantage.
Eric Schmidt, former Google leader, says we, the U.S. or they “dropped” the ball.
Companies have not funded basic research & are focused on their size, market, and regulation.
U.S. must allocate and provide more funding for more technology.
Allow international talent with high skills into the country.
Stop blocking Chinese tech companies

Recycling Plastics Challenged by Constraints of Pricing, Sorting, & Shipping Cost to Landfills & Africa; Machines Are Learning to Sort.

It is being more and more challenging to recycle plastic as business model.
Much of the plastic dropped in recycling bins isn’t being recycled.
The price of plastic has gone down.. Markets are depressed.
Landfills are filling up with plastic materials along other waste.
Good news is–waste companies are using machine learning to sort plastic from trash.

Top 10 Trends in the On-Demand Home Services Market in 2020; From Food Delivery & House Cleaning to Salon Treatments

Goods and Services are coming to home, COVID 19 has impacted going to stores and service providers
The Home Services Market is huge at $600B and the demand is increasing.
Consumers have become even more empowered simply by using cell phones & the Internet.
Amazon leads at least 6 other competitors as market surges.

Cookies Crumble. Revolutionary Shift from Google to Cause Loss of its Cookies; Creating Biggest Comm Upheaval in Decade; Code Will Drop From Browser.

Google about to loose its Cookies.
Google is dropping the use of Cookies. Cookies will disappear from the jar of ad resources in next 18 months.
Ad buyers are not  thrilled about Google Chrome’s decision, made under pressure.
Represents Breakup of Googles ad tech business;
Rising numbers of people are pushing to ban behavioral advertising entirely

New AI language-generating System, GPT-3, Produces Human-Like Text But Makes Errors & Generates Misinformation Causing Mistrust & Skepticism.

Now we have a Third-generation language prediction model that “writes” text.
Some say with amazing comprehension & inclusion of content; Others are skeptical & don’t trust output.
Suggestion is that with the next version of GPT-3, the imperfections and a algorithmic errors will be nil.
System GPT-3  learns text & how people use words in relation to other words. Many blown away.

On The Bot Delivery Service Working On Sidewalks With Human Assist & City Policy Maker Sanction

You gonna share the sidewalk with Robot? The way or no way,
A lot seems to depend on City government collaboration & regulation.
Cities & Robot makers working to find the benefits & applications.
Allowing the bots to work on the streets along with scooters and ride hailing.
Kiwibots delivery bots are seeking to adapt to the needs of customers and city regulators.

Alexa Goes Along for the Drive Even Though Voice Recognition Systems Make Talking to Her Difficult; The Cloud, AI, & Machine Learning Can Fix That

Alexa can be difficult to talk to– Particularly in the Car. But Amazon Auto is on the problem.
The Cloud, AI and Machine Learning are focusing on Voice Recognition Systems in Autos.
Four OEMs are putting in new cars. Alexa is agreeing to go for ride and talk more.
Working off a menu makes her happy.

OPERATION RETRAIN AUTOMOTIVE: Can a National Program be Mobilized to Retrain the Automotive Industry Work Force during the COVID19 Pandemic?

Out of a Job – Ouch!
Are automotive industry workers going to find themselves untrained for new vehicle technology?
Need industry training of today’s workforce for the changes in vehicle repair & service?
Appears there is an emerging problem for skilled (and unskilled) automotive industry workers becoming not qualified to do their jobs Time for more tech training. COVID19 or not.

Auto Dealer Business Model Changed by COVID19; Surging Online Sales Option Becoming Primary Way to Buy a Vehicle; Dealers Waking Up.

Buy a Car Online- Deliver to your door just like dinner. That’s the way it is going.
COVID 19 fall out has dramatically changing the way people buy car & trucks.
A surging shift to Internet Retailing from going to showrooms & those dealer visits.
Carvana leads the “caravan” to online sales of people’s vehicles. Dealers scramble to compete.

Wake Up, America. Pandemic or not: Need for Massive Reskilling & Retraining of Workers, Even those in Tech; Auto Could be Crisis in the Making .

How Prepared are we ? Every job is changing.
Is Corporate America and the Government investing to make sure Workers are re-skilled and retrained to meet changes brought on by technology? Need for companies to transform their operations with retrained employees.
The choice is to either retrain existing employees or hire new qualified employees in technology & automation. Which is best for the financial and strategic survival of companies & their people?